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If you’re a first time insurance buyer, you may have a lot of questions about getting the right coverage.
We’ve put together a list of frequently asked questions and answers to help you make the right choice.
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Many Malaysians avoid buying home insurance because it’s considered an extra burden. After all, there’s already mortgage, bills, taxes, and life’s other expenses to worry about.
However, buying a home is a huge investment. So protecting your home against losses and disaster is crucial. Without insurance, you’d have to dig into your own savings to replace belongings, repair damages – or worse – rebuild your home in case of unfortunate incidents.
Let’s explore what your options are when it comes to insuring your home.
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In Malaysia, employee medical coverage is mandatory. This may lead most of us to believe that if we fall sick or meet with an accident, the costs are safely covered by the company’s insurance. So we skip buying our own insurance and think we’ve saved money.
Unfortunately, people often underestimate the importance of buying their own insurance. Many think that buying personal medical insurance is because they get coverage from employers. But depending solely on your employer’s insurance coverage has its risks.