
Photo by rawpixel.com from Pexels
In Malaysia, employee medical coverage is mandatory. This may lead most of us to believe that if we fall sick or meet with an accident, the costs are safely covered by the company’s insurance. So we skip buying our own insurance and think we’ve saved money.
Unfortunately, people often underestimate the importance of buying their own insurance. Many think that buying personal medical insurance is because they get coverage from employers. But depending solely on your employer’s insurance coverage has its risks.