MyRider Plus: Motorbike Insurance and Takaful for Big Rides
There’s something about riding a motorcycle that’s hard to replicate. The open road, the freedom and, for some, the thrill of a long weekend ride out of the city.
But whether you’re commuting to work, heading out with your riding buddies or taking your bike across states, things don’t always go according to plan. A breakdown, accident or even unexpected flooding can quickly put the brakes on your journey.
That’s where MyRider Plus comes in.
Designed specifically for motorcycles 250cc and above, MyRider Plus is an optional add-on to Etiqa’s Comprehensive Motorcycle Insurance or Takaful that provides additional protection for both you and your journey.
It’s Etiqa’s answer to a simple question: what does good motorbike insurance and takaful look like once you’re riding something bigger, faster, and further from home?
Launched with the Community, for the Community
Etiqa marked the launch of MyRider Plus on 6th September 2026 at Rumah Kayu 1928, bringing together around 70 guests for an evening that felt more like a riders’ meet-up than a product unveiling.
The event was launched alongside Roda-Roda, with invitees including members of Etiqa’s own Bike Club, industry KOLs, and friends from Triumph. True to the spirit of the add-on itself, part of the evening was dedicated to a live demonstration of the towing experience for big bikes 250cc and above, giving guests a real look at how MyRider Plus responds when a ride doesn’t go to plan.
Interactive, engaging and community-focused the launch was less about a sales pitch and more about celebrating a community built around the love of riding; exactly the community MyRider Plus was designed for.
Read more about the launch event on Mekanika, Road Star Mag, and Engear
What Does Your Standard Motorcycle Insurance Cover?
A comprehensive motorcycle insurance or takaful plan is designed to protect your ride. It covers your bike, not your person. Whether you hold a motorbike insurance policy or a motorcycle takaful certificate, it covers loss or damage caused by things like an accident, fire, theft, floods, and your legal liability to third parties if you’re involved in an accident.
What it doesn’t cover is you, the rider.
Your own injury or death in an accident, claims made by your passenger, or the cost of getting around while your bike is in the workshop all fall outside the basic coverage.Etiqa’s MyRider add-on was built to close this gap and this is why choosing the right motorcycle insurance in Malaysia means looking beyond the basic plan.
MyRider vs MyRider Plus: what’s the difference?
Etiqa offers two versions of this add-on and the difference is just in the engine size:
- MyRider — for motorcycles 249cc and below
- MyRider Plus — for motorcycles 250cc and above
Since bigger bikes typically mean higher speeds, longer distances, and pricier repairs, MyRider Plus is built with benefits to match.
MyRider Plus is not for everyone. If your bike is 250cc and above and it’s a machine you use on the road,then MyRider Plus may be worth considering. Think big-bike enthusiasts, daily commuters on larger machines, weekend and touring riders, adventure riders, motorcycle club members, and long-distance riders. If that’s you, MyRider Plus is the one to look at.
What’s included in MyRider Plus?
1. 24/7 roadside assistance with unlimited towing mileage
Breakdowns rarely happen conveniently close to home, so having assistance that covers the full distance rather than a capped mileage is an important feature. If you’ve done group rides, interstate travel, or long-distance journeys, you know how valuable this feature can be.
It’s worth noting this benefit is limited to 3 uses per year, and applies within Malaysia only; if you exceed 3 uses, further towing is available but will be chargeable.
2. Accident inconvenience allowance
With this, you get financial support when your motorcycle is affected by an accident that results in loss or damage to the vehicle.
3. Flood inconvenience allowance
Malaysia’s flood season isn’t kind to motorcycles. This benefit provides additional support if your bike is affected by a flood event.
4. Compassionate cash benefit
Get financial assistance during difficult circumstances in the event of a covered accident, in addition to your basic coverage.
5. Personal accident protection
This is where MyRider Plus goes further than the standard MyRider add-on. It provides a lump sum payment in the event of accidental death or permanent disability. The difference is simply because riders of larger, more powerful motorcycles would need a payout to match the higher risk.
MyRider: RM8,000 | MyRider Plus: RM10,000
6. Medical expenses reimbursement
If you’re injured in an accident, this benefit reimburses your medical expenses, so treatment costs don’t come entirely out of pocket. Subject to the terms and conditions of your policy wording or takaful certificate.
A quick look at MyRider vs MyRider Plus
So, how do I get MyRider Plus?
If you’ve come this far into the article, you might be interested in the big boys club! If you’re interested upgrade your motorbike insurance and takaful coverage, add MyRider Plus to your Etiqa Comprehensive Motorcycle Insurance or Takaful plan through any of the following channels:
- The Etiqa website
- The Etiqa+ app
- Etiqa branches
- Licensed Etiqa agents
Looking to learn more about motorcycles and insurance/takaful? Check out these articles:
- Everything you need to know about surplus sharing
- How to renew your car coverage via JPJ kiosk
- Feeling adventurous? Everything you need to know about solo travelling.
FAQs about MyRider Plus
Anyone riding a motorcycle 250cc and above. MyRider is for motorcycles 249cc and below, while MyRider Plus is built for bigger machines with higher benefit limits across personal accident protection and medical expenses coverage.
No. MyRider Plus is designed for personal use only and does not extend to e-hailing or other commercial riding activities.
The towing mileage itself isn’t capped, but the number of free towing in a year is. MyRider Plus covers up to 3 towing usages per year within Malaysia. Beyond that, additional towing is still available but is subject to a charge.
No, track and off-road usage are excluded from MyRider Plus.
Yes. MyRider Plus is available as an add-on to Etiqa’s conventional motorcycle insurance policy as well as its Shariah-compliant motorcycle takaful certificate with the core benefits being similar across both plans.
There are many options for motorcycle insurance and motorcycle takaful plans in Malaysia. The best option depends on what you need based on how often you ride, the size of your bike, where you ride, and your budget. To view plans by Etiqa, visit the official website for details.
The information contained in this blog is provided for informational purposes only. It should not be construed as advice on any matter. Etiqa accepts no responsibility for loss which may arise from reliance on information contained in the article. Benefits are subject to applicable terms and conditions — please refer to Etiqa for full product details.
